If I was a passenger in a taxi that got into an accident do they have to pay my medical bills?”
I will preface this by stating that this answer is not legal advice and this answer does not create an attorney/client relationship. You should consult an attorney for such advice. Having said this, the first question to answer is whether the cab was at-fault or whether there was another at-fault driver. You will ultimately seek recovery from the at-fault driver and his insurance company. In the meantime, you will want to know how to get your medical expenses paid. Many taxi cabs do not carry medical payments coverage. This means that the taxi cab company and its insurance company will not pay your medical bills. If you have medical payments coverage on your vehicles, that coverage is primary for your medical expenses. Your private health insurance is secondary. Until you settle with the at fault party and the insurance company, you are responsible for your medical bills. Your medical payments coverage is primary (assuming that the cab company did not have medical payments coverage), followed by your private medical insurance. In either scenario, the medical payments insurance coverage and/or private health insurance will have a subrogation interest (reimbursable interest) when you ultimately settle with the at-fault party. You are welcome to contact my office for a consultation.
– Rob Stone “